Joining Pen Underwriting in 2015, Tom initially led Pen’s Specialty division before taking on the role of Chief Underwriting Officer in 2017, where he was responsible for underwriting, capacity management, pricing, analytics, risk & governance, and claims across Pen. In 2020, Tom was appointed CEO of the multi-class multi-territory managing general agent. Over the past six years, Tom has delivered significant GWP growth coupled with improved underwriting profitability.

Prior to joining Pen, Tom held several senior positions at RSA, including Director of MGAs and Delegated Schemes, having joined them as a graduate trainee 25 years earlier.
Tom is a dynamic, forward-thinking insurance professional with a proven ability to lead and deliver in the UK insurance market. He places immense value on professional integrity, which is reflected in both his conduct and the conduct standards established at Pen.

Tom has a real passion for seeing people maximise their professional potential. He fosters a culture where people feel empowered to take charge of their careers, and grow and develop in their chosen direction, with his full support and encouragement.

In his spare time, Tom enjoys gardening and, as a lifelong Celtic supporter, he has been through all the highs and lows, including many an “Old Firm” derby too!